Citigroup shows a strong A- growth grade among large banks, with investment banking and global payments driving earnings growth, similar to JPMorgan and Morgan Stanley. A ~14.8x P/E is on the cheaper side among large banks in this batch.

Like Berkshire and Goldman Sachs, analyst coverage is essentially nonexistent (recommendation: none), often the case for large, complex financial holding companies where forming a clean consensus is difficult. It's worth tracking the pace of profitability (C+) improvement directly in earnings following the company's past restructuring.